Opting out will not stop solicitations coming from other sources, such as charitable organizations, alumni associations, or companies that you already do business with. To stop these additional solicitations, you must contact each source directly and request that your name be removed from their mailing lists. Keep in mind that opting out of pre-approved credit offers will only stop solicitations based on lists provided by the major credit reporting agencies. You can also call the number or visit the website if you would like to opt back in to receiving pre-approved credit offers. Calling the "opt-out" line, or visiting their website, will allow you to remove your name from lists sold by the major credit reporting agencies for a period of five years or permanently, depending on the amount of time you choose. To remove your name and address from national credit bureau lists for unsolicited credit card and insurance offers that come in the mail, call 888-5-OPTOUT (567-8688). The good news: there are steps you can take to decrease the number of unwanted solicitations you receive and, at the same time, decrease the waste and resource demands that all that mail creates. If you are a person who conscientiously pays your bills and, as a result, enjoys a good credit history, your name and address have already been sold and distributed by numerous "consumer reporting agencies." Commonly known as "credit bureaus," these businesses compile credit information about you and then sell the information to employers, insurers, other businesses and, yes, credit card companies. Your efforts to manage your money and credit responsibly have now made you a prime target of every financial institution and business that issues credit cards. Now even your mailbox needs an addition.
This old adage is surely true when it comes to the deluge of junk mail the average consumer receives on any given day. Some say few good deeds ever go unpunished.
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